Frequently Asked Questions
At Integrity Insurance Partners, we believe informed clients make confident decisions. Below are answers to some of the most common questions we receive about our coverage options. If you don’t see your question listed, please reach out — we’re here to help.
General Insurance Questions
What types of insurance does Integrity Insurance Partners offer?
We offer Health, Auto, Life, Homeowners, Renters, Commercial, Umbrella, Event, and Final Expense insurance.
Why should I choose Integrity Insurance Partners?
We provide personalized service, transparent guidance, and work with multiple carriers to find the best coverage at the best rates.
Can I get multiple types of insurance through one agent?
Yes, we specialize in bundled coverage options for convenience and savings.
Do you offer free quotes?
Yes, we provide no-obligation, free quotes for all coverage types.
How do I know how much coverage I need?
Our agents will assess your needs and tailor a plan that fits your goals and budget.
Auto Insurance
What does auto insurance cover?
Auto insurance covers liability, collision, comprehensive, and medical or personal injury protection.
Do you offer discounts for safe drivers or multiple vehicles?
Yes, we offer safe driver, multi-vehicle, and bundle discounts.
How quickly can I get proof of insurance?
You’ll receive proof of coverage immediately after purchase, often within minutes.
Health Insurance
What health plans do you offer?
We provide individual, family, and small business plans, including ACA marketplace options.
Can you help me find an affordable plan if I’m self-employed?
Yes, we work with top carriers to match self-employed clients with affordable coverage.
Do you offer dental and vision coverage?
Yes, dental and vision insurance can be added to most health policies.
Life Insurance
What’s the difference between term and whole life insurance?
Term life provides coverage for a set period, while whole life offers lifelong protection and potential cash value.
How much life insurance do I need?
Typically, 5–10 times your annual income, but we’ll help you personalize it.
Can I get coverage with a pre-existing condition?
Yes, many policies have options for those with health conditions.
Homeowners & Renters Insurance
What does homeowners insurance cover?
It covers damage from fire, theft, wind, and other covered events, plus liability for accidents on your property.
Is my home covered if there’s a flood or earthquake?
Standard policies don’t include flood or earthquake coverage, but we can add specialized protection.
Do renters need insurance?
Yes, renters insurance protects personal belongings and provides liability coverage.
Commercial Insurance
What types of business insurance do you offer?
We offer general liability, property, workers’ compensation, professional liability, and business auto coverage.
Can small businesses get coverage?
Yes, we serve startups, contractors, and established businesses with flexible plans.
Yes, we serve startups, contractors, and established businesses with flexible plans.
Yes, we provide same-day certificates to meet business or vendor requirements.
Umbrella Insurance
What is umbrella insurance?
It provides extra liability protection beyond your primary policy limits.
Who should consider umbrella coverage?
Anyone with assets to protect—like a home, savings, or business—should consider it.
Event Insurance
What does event insurance cover?
It covers cancellations, accidents, property damage, and vendor issues during events.
Can I get coverage for just one day?
Yes, event insurance is available for single-day or multi-day events.
Does it cover outdoor events?
Yes, including weather-related disruptions.
Final Expense Insurance
What is final expense insurance?
It’s a small life insurance policy that covers funeral, medical, and other end-of-life expenses.
How much coverage can I get?
Policies range from $5,000 to $50,000, often with guaranteed acceptance and no medical exam.
Support & Policy Management
How can I file a claim?
You can file directly through your carrier or contact our office for assistance.
How do I contact my agent?
Visit our Contact page, call, or email us anytime. You’ll always reach a live representative.
What payment options do you accept?
Most policies accept credit/debit cards, bank drafts, and automatic recurring payments.
Can I get a discount for bundling multiple policies?
Yes, bundling can save you up to 25%, depending on your carrier.
Still have questions? We’re happy to help!
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